Flat rates. Known in advance. No meters.

Hourly billing punishes you for asking questions. Every Jema plan is a flat monthly rate you know before the month starts — and every engagement begins with a checkup so the quote fits reality.

Ledger

$250/mo

For solo operators and side businesses that need clean books and nothing fancy.

  • Up to 2 bank/credit accounts
  • Up to 100 transactions/mo
  • Everything categorized in QuickBooks
  • Monthly reconciliation
  • P&L + balance sheet by the 10th
  • Plain-English monthly summary
Start with the free checkup
Most popular

Ledger + Clarity

$450/mo

The one most businesses pick — clean books plus someone watching the money in and out.

  • Up to 4 bank/credit accounts
  • Up to 250 transactions/mo
  • Everything in Ledger, plus:
  • Receipt capture set up and managed
  • Invoicing & bill pay (light A/R + A/P)
  • Monthly 20-minute review call
Start with the free checkup

Full Charge

$850/mo

For teams with payroll, subs, and jobs to cost — the whole back office, handled.

  • Up to 6 bank/credit accounts
  • Up to 500 transactions/mo
  • Everything in Ledger + Clarity, plus:
  • Payroll coordination & recording
  • Job costing for trades
  • 1099 prep included at year-end
Start with the free checkup

All plans month-to-month · Books closed by the 10th, guaranteed · Annual prepay saves 10%

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The Books Health Check — $199

A paid deep-dive when you want specifics: I go through your QuickBooks file or statements line by line and deliver a written findings sheet — what's wrong, what it's costing you, and a flat quote to fix it. Credited in full toward your cleanup if you move forward. (The free 30-minute checkup is the lighter version — start there if you're just curious.)

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One-time projects

Cleanups & setups, quoted flat

QuickBooks Setup & Training$399

Catch-up — a light quarterfrom $300

Catch-up — a full year$1,500–3,500

Multi-year rebuildquoted at checkup

Year-End CPA Package (standalone)$499–899

Monthly clients get the Year-End CPA Package included free.

Pricing questions, straight answers

What if I don't fit neatly in a tier?

Then your quote gets built at the checkup — the tiers cover most businesses, and anything beyond them is priced flat and in writing before we start. The caps exist so you're never subsidizing someone else's chaos.

How does this compare to a CPA firm doing my books?

CPA firms commonly bill $150–400/hour, and monthly bookkeeping at a firm often runs well past $600/month for small businesses. You keep your CPA for what only a CPA should do — taxes and strategy — and pay bookkeeper rates for bookkeeper work.

Are there contracts or setup fees?

Month to month, 30 days' notice, no setup fee when your books are current. If there's a backlog, the one-time cleanup is quoted flat at the checkup — often credited from your $199 Books Health Check.

What's the guarantee?

Your monthly close lands by the 10th, or that month is on me. And if the first month isn't what you expected, you get your money back — I'd rather earn clients than trap them.

Do prices ever change?

Rates are reviewed once a year with notice — never mid-engagement, never a surprise on an invoice. Annual prepay takes 10% off.

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